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Shang Fulin: China’s Banking Assets Record Stable Quality, Controllable Risks

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2014-09-30 14:08:54 来源:大连商品交易所网站 

  Shang Fulin, chairman of the China Banking Regulatory Commission (CBRC), said at the 18th International Conference of Banking Supervisors on the 24th that currently the overall capital adequacy ratio of commercial banks stands at 12.4%, with the non-performing assets ratio at 1.08% and the provision coverage at 263%, showing that China's banking assets generally see stable quality and controllable risks.

  Shang called on all countries to jointly promote the establishment of simple and transparent international regulatory rules and the international regulatory environment in favor of fair competition and push forward the financial service for the real economy and cross-border banking supervision and cooperation. Shang said that in recent years the rules for international banking supervision have been increasingly complicated, and it is the usual opinion in the industry that the supervisory rules are too complicated, especially in capital, liquidity and other aspects, which has not only increased the costs for compliance for banks but also affected the effectiveness of the supervision. As there is significant gap between the developing and developed countries in the financial development and the market depth, we should fully consider the differences in the banking system of different countries, and set up an accommodative international supervisory rules system for different asset structures, degrees of business complexity and risk characteristics.

  He hoped that the international banking supervisors could gradually reduce excessive dependence on the models and measurement technology, and jointly establish and perfect the simple, transparent and effective supervisory system of rules by simplifying calculation methods and parameters, reducing assumptions for measurement models, and using the leverage ratio, loan-to-deposit ratio and other simple and comparable regulatory indicators, so as to make the regulatory rules simpler and clearer.

(责任编辑:HF047)

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